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Brionic Payments
Passwordless · worldwide · agent-ready (MCP & x402)

Crypto payments for XRP, XLM, USDC & RLUSD

Send an invoice, your customer scans the QR code, and the payment lands in your own wallet. We never touch it. Plans are flat monthly from $1, so you keep 100% of every payment.

XRP · XRP Ledger XLM · Stellar USDC · Stellar RLUSD · XRP Ledger
New · The agent economy

Built for AI agents, not just people

Payments are going machine-to-machine. Brionic speaks MCP and x402, the two protocols the agent economy runs on, so an assistant can raise an invoice and an API can charge for a single call with nobody in the loop.

An AI assistant calls the MCP and x402 protocols to pay and settle on-chain
MCP

Run invoicing from your AI assistant

Brionic ships a Model Context Protocol server. Claude, Cursor, or any MCP client can create a charge or an invoice, pull up a customer, and check what's been paid. Say “invoice Acme 50 RLUSD” and the money settles on-chain to your own wallet.

Get the MCP server →
x402

Charge per API call with HTTP 402

Put a price on any endpoint or agent resource. The caller gets an HTTP 402 Payment Required, pays on-chain, then retries and gets the response. Nothing to sign up for, no key to provision.

On our roadmap: exploring x402 membership by the end of 2027.

How x402 works →
Features

What comes with an account

Invoices, on-chain reconciliation, a customer directory, a REST API, and passwordless sign-in. The same account whether you are a freelancer, an agency, or a business.

Integrations

Add crypto to your store in minutes

Drop-in plugins for WooCommerce and Shopify, a customer import for Square, a REST API for anything else, and an MCP server so your AI assistant can raise the invoice for you.

WooCommerce

Add a “Pay with crypto” method to WooCommerce checkout. Customers pick XRP, XLM, USDC, or RLUSD; orders are reconciled automatically by signed webhooks. Get the plugin →

Shopify

Connect your Shopify store and let buyers pay in crypto on a hosted, branded checkout. Orders are marked paid the moment funds settle on-chain. Get the connector →

Square

Already on Square? Sync your customers in one click and start sending them crypto invoices, no double data entry.

REST API & webhooks

Build your own integration with a Stripe-style API and HMAC-signed webhooks. Create charges and invoices, manage customers, and react to payments instantly. Explore the API →

How it works

Get paid in three steps

From invoice to settled payment, without the busywork.

Create an invoice, your customer scans a QR to pay, and the payment settles on-chain
1

Create an invoice

Add line items priced in XRP or XLM, pick a customer (or save a new one), and set a due date or recurring schedule.

2

Share the pay link

Your customer opens a branded pay page and scans a QR with any wallet. The exact amount and reference are pre-filled.

3

Get paid & reconciled

The moment funds land on-chain, the invoice is marked paid, the money is in your own wallet, and a receipt goes out automatically.

Your customers pay from any wallet, including

Pricing

Flat monthly pricing, keep 100%

You pay a monthly plan and nothing else. We never take a percentage, so a $1,000 invoice puts $1,000 in your wallet.

🎉 Save with annual billing, pay for 10 months, get 12. 2 months free.
Starter
$1/mo
$1/mo
billed $10/yr 2 months free
Save $2 a year with annual billing
100 transactions / month

Activate your account and send your first invoice.

  • Account verification
  • 100 transactions / month
  • Invoices, payment links & hosted checkout
  • XRP, RLUSD, XLM & USDC, you keep 100%
  • Automatic on-chain reconciliation
  • Email + webhook notifications
Get started
Silver
$49/mo
$41/mo
billed $490/yr 2 months free
Save $98 a year with annual billing
5,000 transactions / month

Adds a storefront, your own branding, and exports for QuickBooks or Xero.

  • Everything in Starter
  • 5,000 transactions / month
  • Products & storefront
  • Accounting export (QuickBooks/Xero CSV + API)
  • Custom branding
  • Team members
  • Priority email support
Get started
Gold AI-agent ready
$99/mo
$83/mo
billed $990/yr 2 months free
Save $198 a year with annual billing
20,000 transactions / month

Terminals for in-person sales, plus AI agents that can pay per call.

  • Everything in Silver
  • 20,000 transactions / month
  • In-person terminals (take payments at a counter)
  • AI agents: MCP server + pay-per-call (x402)
  • API-key spending guardrails
  • Verified-payer credentials (XLS-70)
Get started
Diamond AI-agent ready
$199/mo
$166/mo
billed $1,990/yr 2 months free
Save $398 a year with annual billing
100,000 transactions / month

Our highest limits, with dedicated support and hands-on onboarding.

  • Everything in Gold
  • 100,000 transactions / month
  • Dedicated support
  • White-glove onboarding
Get started

Every plan includes unlimited customers, recurring & scheduled invoices, and the developer API & webhooks. The $1 Starter plan is what verifies your account. Choose monthly or annual (2 months free) at checkout and pay on-chain in XRP, RLUSD, XLM, or USDC.

See how much you keep
A 2.9% card processor would take $290
Brionic takes from your payments $0
You keep an extra $290 /mo
FAQ

Frequently asked questions

The ones we get asked most. The rest are on the full list.

What is Brionic Payments?

Brionic Payments is a hosted platform for billing customers in crypto. Create an invoice or a payment link, your customer pays in XRP, XLM, USDC, or RLUSD, and the payment is spotted on-chain and matched to the right invoice for you.

How much does it cost?

A flat monthly subscription rather than a percentage of your sales, so you keep 100% of every payment. Plans start at $1/month with Starter, which also verifies your account, and scale by how many transactions you process: Silver $49, Gold $99, Diamond $199. There is no setup fee and no card-style 3% surcharge. Subscriptions are billed monthly and paid on-chain.

What happens if I don't renew my plan on time?

We email renewal reminders 3, 2, and 1 day before your plan expires, and again on the day it lapses. If it does expire the account is paused: you can't send new invoices or create new charges until you renew. Nothing is deleted. Your drafts, recurring schedules, customers, and history are all kept, and they pick up again the moment you renew from the Billing page. Your money is never held either way, because payments settle straight to your own wallet.

Which cryptocurrencies can I invoice in?

XRP (on the XRP Ledger), XLM (on Stellar), and two USD stablecoins, USDC (on Stellar) and RLUSD / Ripple USD (on the XRP Ledger). Invoices are denominated directly in the crypto amount, with a scan-to-pay QR code for any compatible wallet.

Do my customers need an account to pay?

No. Each invoice has a hosted pay page with a QR code, address, and the exact amount. Customers pay from any wallet, no sign-up required.

How are payments matched to invoices automatically?

Each invoice gets its own XRP destination tag or Stellar memo id. A background watcher reads both networks, matches an incoming payment to the invoice that tag or memo belongs to, marks it paid, and sends a receipt.

Send your first crypto invoice

Create an account, add a passkey, point us at a wallet you control, and bill someone.

Get started