How Brionic Payments works

Brionic Payments is a hosted platform for billing customers in crypto and getting paid on-chain. There are two ways to ask for money, a charge or an invoice, and everything else (customers, recurring schedules, payments, and your receiving wallets) exists to support those two.

Charges vs invoices

Start here, because the rest of the platform hangs off this distinction:

• A charge is a payment link. One request, one amount, one asset. You get a hosted pay page with a QR code straight away. Good for "pay me $X" links, checkouts, and API or integration work.
• An invoice is a bill. A branded document with line items, a customer, a due date, an invoice number, and optional terms, the kind of thing you'd email a client. It can also recur on a schedule.

Both collect the same way underneath: on-chain, matched for you. Reach for a charge when you need a quick payment link, and an invoice when you want an itemized bill tied to a customer.

Charges

From your dashboard, go to Charges → New charge. Pick the asset (XRP, XLM, USDC, or RLUSD) and enter the amount, either in crypto or in dollars, which we convert at create time. A description and a success URL are optional. You get a hosted pay link and QR to share anywhere, and the charge is marked complete once it's paid on-chain.

Invoices

Go to Invoices → New invoice. Add one or more line items (description, quantity, price), choose the asset, pick or add a customer, and set a due date (7 days by default). A memo, terms, and a reference are optional. Save it as a draft, review it, then send; your customer gets a branded pay page. The customer's name and email are snapshotted onto the invoice when you issue it, so editing the customer later doesn't rewrite past invoices.

Invoices move through clear statuses: draft → open → paid, or void if you cancel one.

Recurring invoices

Billing the same customer on a schedule? Set up a recurring schedule (weekly, monthly, or yearly, for example) and Brionic Payments generates and sends each invoice for you.

Customers

The Customers directory holds a name, email, and optional business name for each person you bill, along with their invoice history and totals paid. You can save a customer while creating an invoice (tick "save customer"), or add them directly. Billing them again is one click.

Getting paid & automatic reconciliation

Every charge and invoice has a hosted, branded pay page with a QR code, the exact amount, and a unique destination tag (XRP/RLUSD) or memo (XLM/USDC). Your customer scans with any compatible wallet and pays. A background watcher spots the payment on-chain, matches it to the right charge or invoice using that tag or memo, marks it paid, and sends a receipt. (Curious how the matching works? See destination tags & memos explained.)

Payments

Every confirmed payment is recorded under Payments, linked to its charge or invoice and to its on-chain transaction, so you have an exportable history of everything you've been paid.

Your wallets

Add your own receiving addresses under Wallets, one per asset you want to accept (XRP, XLM, USDC, RLUSD). These are wallets you control. Every charge and invoice you create is addressed to your wallet for that asset, so payments settle straight to you on-chain the moment they confirm. Brionic Payments is fully non-custodial: there is no platform balance, no withdrawal step, and nothing sitting with a third party waiting to be released.

Developers

Anything you can do in the dashboard you can do in code. The REST API creates charges and invoices and manages customers, and HMAC-signed webhooks notify your systems the instant something is paid. There are also ready-made WooCommerce and Shopify integrations, plus a Square customer import. See the developer docs to get started.

Security & sign-in

Sign-in is passwordless: a passkey (Face ID, fingerprint, or device PIN) or a one-time email link. There is no password to phish, reuse, or leak. Everything runs over TLS, webhooks are signed, and API keys are stored as hashes.